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Being Cedar Rapid's Listing and Selling Expert since 1993 by exceptional care and service. Kindly call me at: 319-350-SOLD.

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Find Out About the Latest Cedar Rapids, Marion and Robins Area Homes for Sale Before Anyone Else! 

We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the Cedar Rapids, Marion and Robins, Iowa area MLS, and even later on the national listings web sites, if at all. 

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Real Estate Tips
Tax Considerations >Tax Deductions

Here is a question which is often asked about real estate sales: which home loan fees are deductible for income tax purposes? It is good to know the answer to this question before you sign on the dotted line. It may influence which loan you will choose. Loan fees for certain services are not itemized on your fee statement, but are grouped together into a single category.

The most obvious deductible fee is the loan fee paid to acquire a mortgage for a principal residence. The IRS recently ruled that the buyer could deduct the fee in the first year, even if the seller paid it! Other deductions include pro-rated property taxes and mortgage interest. On these items, the buyer may only deduct their share.

Most of the other closing costs are not deductible, but you may add them to your home's adjusted cost basis when calculating appreciation. Among these costs are appraisal, attorney, and inspection fees, as well as title, recording and notary fees. Fire insurance fees are neither deductible nor do they figure into the cost basis. If you are not sure which fees are deductible, consult a professional tax advisor.

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Real Estate Trivia
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Over what famous building is aircraft forbidden to fly at any time?

A 
No aircraft is permitted to fly over the Taj Mahal in India.
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Heather Morris Realty Consulting, REALTOR®, real estate agents and broker for Cedar Rapids, Marion and Robins, Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)

Heather Morris Realty Consulting
Skogman

341 8th Avenue
Marion, IA 52302
Mobile: 319-350-SOLD
Fax: 319-373-0702
HeatherMorris@NUMBER1EXPERT.com
heather@skogman.com

Whether you are buying your first home or building your dream. Heather Ahrens will ensure that your best financial interest is protected. With her high volume of transactions and advanced training, she is named a Certified Residential Specialist in the top 4% of the nation’s realtors. With Heather Ahrens and her real estate team, you will have an enjoyable experience. Let Heather provide you with excellence in real estate.

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