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Being Cedar Rapid's Listing and Selling Expert since 1993 by exceptional care and service. Kindly call me at: 319-350-SOLD.

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You can trust us with your important referrals. We have a great track record of success as top producers. We have the experience you are looking for. Plus we are very web-savvy real estate agents, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you. 

As you well know, top real estate agents also have a higher closing ratio. You'll have a better chance of making a sale when you send your referrals to us. 

Grow your business by using proven, top agents. Your clients will be happy and this will lead to even more referrals for you, and at the same time you'll enjoy a greater percentage of your referrals turning into sales. Think about it. 

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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What is the world's longest frontier?

A 
At 3,987 kilometers (3,987 miles), the border between Canada and the U.S. is the longest in the world.
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Heather Morris Realty Consulting, REALTOR®, real estate agents and broker for Cedar Rapids, Marion and Robins, Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)

Heather Morris Realty Consulting
Skogman

341 8th Avenue
Marion, IA 52302
Mobile: 319-350-7653(SOLD)
Fax: 319-373-0702
Heather@HeatherMorrisRealtor.com
heather@skogman.com

Whether you are buying your first home or building your dream. Heather Morris will ensure that your best financial interest is protected. With her high volume of transactions and advanced training, she is named a Certified Residential Specialist in the top 4% of the nation’s realtors. With Heather Morris and her real estate team, you will have an enjoyable experience. Let Heather provide you with excellence in real estate.

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Heather Morris Realty Consulting
Skogman Realty

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