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Being Cedar Rapid's Listing and Selling Expert since 1993 by exceptional care and service. Kindly call me at: 319-350-SOLD.
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Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
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Welcome to our Cedar Rapids, Robins, Marion real estate information site. Your decision to buy or sell real estate can be exciting and stressful at the same time. We understand how you feel and would enjoy helping you make one of the most important financial and emotional decisions of your life.
We start by listening to you whether you are a first time home buyer, building new construction, relocating, or putting your house on the market for personal reasons. We would enjoy the opportunity to help you prepare for your move, help you stage your house for top dollar, and advise you of what you can expect along the way. |
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Our team of specialists provides exemplary service, cutting edge technology, and communication in every aspect of your real estate transaction.
Call or email for a custom home search, additional relocation information for the Cedar Rapids, Marion, Robins Real estate market, a pre-listing kit, or a buyer counseling packet with a market conditions report.
Thank you for joining our real estate consulting web site.
- Heather |
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Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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| Q |
Where are church services held in the water each Sunday during July and August?
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At Half-Moon Bay, Ontario, worshippers gather in boats facing the natural stone pulpit, and hymnals are passed to the floating congregation by ushers in canoes. |
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